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E-mail Address*

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Gainfinanancialwellness.com makes it a priority to collect and store only the information necessary to offer our course online. Please read below for all the details on details regarding the handling of and your rights to data and data processing on gainfinancialwellness.com.

How do we collect information about you?

Gainfinanciawellness.com collects information provided to us by you the users when you complete voluntary actions such as registering for an account, enrolling and participating in a course, and filling out forms to make contact with us.

How do we use the information collected about you?

Gainfinanciawellness.com uses the information that you provide to us to manage your account, communicate with you about enrolling in a course, communicate with you about continued participation in a course in which you have already enrolled, or to respond to any requests you make via a contact/ request form.

Gainfinancialwellness.com also uses identifying information to monitor attempted logins, comments, password resets and form submissions for security and abuse monitoring purposes. This information is held for no longer than 30 days.

What third parties do we share your data with?

Gainfinancialwellness.com shares your information with third parties only where necessary to maintain and operate accounts, courses and to protect against the unauthorized access, use, alteration or destruction of personal data. Gainfinancialwellness.com uses the following third party plugins in order to accomplish this maintenance, operation and protection:

LearnDash LMS – Stores course progress, including completion status, quiz scores, assignments and/or essay submissions (if applicable). LearnDash also stores comments on courses, lessons, topics, assignments, and essays if you choose to leave them.

Shield Security – Processes IP addresses and WordPress usernames for any attempted logins, comments, password resets and form submissions in order to protect against the unauthorized access, use, alteration or destruction of personal data. Information is stored for no longer than 20 days.

WPBruiser – Processes IP addresses and WordPress usernames for any attempted logins, comments, password resets and form submissions in order to protect against the unauthorized access, use, alteration or destruction of personal data. Information is stored for no longer than 30 days.

Ninja Forms – Processes contact forms on gainfinancialwellness.com in order to pass users’ name, e-mail address, message, and request type to gainfinancialwellness.com for further action.

Account Registration

When users voluntarily register for an account gainfinancialwellness.com stores the following information:

Username
Password
First and last name
E-mail address
Company name

Gainfinancialwellness.com may send occasional emails to users who have registered for an accounts to remind users to sign up for the appropriate courses before course signup deadlines. Users can request to have their email excluded from course signup notifications by filling out the form at gainfinancialwellness.com/datarequest.

Users have the right to request to have their own account and account information deleted at any time by filling out the form at gainfinancialwellness.com/datarequest.

Enrolling in a course

When a user voluntarily enrolls in a course gainfinancialwellness.com stores the following information:

A list of courses that registered users are actively enrolled in
Course progress, including completion status, quiz scores, assignments and/or essay submissions (if applicable)
Comments on courses, lessons, topics, assignments, and essays if you choose to leave them

Gainfinancialwellness.com may send occasional emails to users who have enrolled in a course keep users up to date with course information and course progress. Users can request to have their email excluded from course progress notifications by filling out the form at gainfinancialwellness.com/datarequest.

Users have the right to request to be un-enrolled in any course at any time by filling out the form at gainfinancialwellness.com/datarequest.

When a user enrolls in a course, all course and account information is stored for no longer than 3 weeks after the end of the course.

Comments

When visitors leave comments in a course discussion on gainfinancialwellness.com we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

Contact forms

Information submitted through contact forms on gainfinancialwellness.com is used only for customer service purposes and to process data requests. No information submitted through contact forms on this site is used for marketing purposes.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Data security

Gainfinancialwellness.com takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of personal data.

Links to Other Websites

We may provide links to or compatibility with other websites or applications. However, we are not responsible for the privacy practices employed by those websites or the information or content they contain. This privacy policy applies solely to information collected by us. Therefore, this privacy policy does not apply to your use of a third-party website accessed by selecting a link on gainfinancialwellness.com. If you access or use another website or application, then the privacy policy of that other website or application will apply to your access or use of that site or application. We encourage our users to read the privacy statements of other websites before proceeding to use them.

Age of Consent

By using gainfinancialwellness.com, you represent that you are at least 18 years of age.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns.

If you have an account and you log in to gainfinancialwellness.com, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Keep me signed in”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

Users who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Gainfinancialwellness.com websites, with the drawback that certain features on Gainfinancialwellness.com may not function properly without the aid of cookies.

Data rights

If you have an account on this site, have enrolled in a course, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes. All requests for data exports and erasures can be made at gainfinancialwellness.com/datarequest.

Privacy Policy Changes

Gainfinancialwellness.com may change its Privacy Policy from time to time. Gainfinancialwellness.com encourages visitors to frequently check this page for any changes to this privacy policy. Your continued use of this site after any change in this privacy policy will constitute your acceptance of such change. This privacy policy was last updated on May 28, 2018.

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The following terms and conditions govern all use of the gainfinancialwellness.com website and all content, services and products available at or through the website (taken together, the Website). The Website is owned and operated by gainfinancialwellness.com (“gainfinancialwellness.com”). The Website is offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies and procedures that may be published from time to time on this Site by gainfinancialwellness.com (collectively, the “Agreement”).

Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access the Website or use any services. If these terms and conditions are considered an offer by gainfinancialwellness.com, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years old.

Your gainfinancialwellness.com Account and Site. If you have created an account on gainfinancialwellness.com you must immediately notify gainfinancialwellness.com of any unauthorized uses of your blog, your account or any other breaches of security. Gainfinancialwellness.com will not be liable for any acts or omissions by You, including any damages of any kind incurred as a result of such acts or omissions.

Responsibility of Contributors. If you comment on a blog, post material to the Website, post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (any such material, “Content”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio file, or computer software. By making Content available, you represent and warrant that:

the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
if your employer has rights to intellectual property you create, you have either (i) received permission from your employer to post or make available the Content, including but not limited to any software, or (ii) secured from your employer a waiver as to all rights in or to the Content;
you have fully complied with any third-party licenses relating to the Content, and have done all things necessary to successfully pass through to end users any required terms;
the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
your blog is not getting advertised via unwanted electronic messages such as spam links on newsgroups, email lists, other blogs and web sites, and similar unsolicited promotional methods;
your blog is not named in a manner that misleads your readers into thinking that you are another person or company. For example, your blog’s URL or name is not the name of a person other than yourself or company other than your own; and
you have, in the case of Content that includes computer code, accurately categorized and/or described the type, nature, uses and effects of the materials, whether requested to do so by gainfinancialwellness.com or otherwise.

Without limiting any of those representations or warranties, gainfinancialwellness.com has the right (though not the obligation) to, in gainfinancialwellness.com’s sole discretion (i) refuse or remove any content that, in gainfinancialwellness.com’s reasonable opinion, violates any gainfinancialwellness.com policy or is in any way harmful or objectionable, or (ii) terminate or deny access to and use of the Website to any individual or entity for any reason, in gainfinancialwellness.com’s sole discretion.

Responsibility of Website Visitors. By operating the Website, gainfinancialwellness.com does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Gainfinancialwellness.com disclaims any responsibility for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.

Content Posted on Other Websites. We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which gainfinancialwellness.com links, and that link to gainfinancialwellness.com. Gainfinancialwellness.com does not have any control over those non-gainfinancialwellness.com websites and webpages, and is not responsible for their contents or their use. By linking to a non-gainfinancialwellness.com website or webpage, gainfinancialwellness.com does not represent or imply that it endorses such website or webpage. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Gainfinancialwellness.com disclaims any responsibility for any harm resulting from your use of non-gainfinancialwellness.com websites and webpages.

Copyright Infringement and DMCA Policy. As gainfinancialwellness.com asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by gainfinancialwellness.com violates your copyright, you are encouraged to notify gainfinancialwellness.com in accordance with gainfinancialwellness.com’s Digital Millennium Copyright Act (“DMCA”) Policy. Gainfinancialwellness.com will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. gainfinancialwellness.com will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of gainfinancialwellness.com or others.

Intellectual Property. This Agreement does not transfer from gainfinancialwellness.com to you any gainfinancialwellness.com or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with gainfinancialwellness.com. Gainfinancialwellness.com,, the gainfinancialwellness.com logo, and all other trademarks, service marks, graphics and logos used in connection with gainfinancialwellness.com, or the Website are trademarks or registered trademarks of gainfinancialwellness.com or gainfinancialwellness.com’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any gainfinancialwellness.com or third-party trademarks.

Changes. Gainfinancialwellness.com reserves the right, at its sole discretion, to modify or replace any part of this Agreement. It is your responsibility to check this Agreement periodically for changes. Your continued use of or access to the Website following the posting of any changes to this Agreement constitutes acceptance of those changes. Gainfinancialwellness.com may also, in the future, offer new services and/or features through the Website (including, the release of new tools and resources). Such new features and/or services shall be subject to the terms and conditions of this Agreement.

Termination. Gainfinancialwellness.com may terminate your access to all or any part of the Website at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement, you may simply discontinue using the Website. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Disclaimer of Warranties. The Website is provided “as is”. Gainfinancialwellness.com and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither gainfinancialwellness.com nor its suppliers and licensors, makes any warranty that the Website will be error free or that access thereto will be continuous or uninterrupted. You understand that you download from, or otherwise obtain content or services through, the Website at your own discretion and risk.

Limitation of Liability. In no event will gainfinancialwellness.com, or its suppliers or licensors, be liable with respect to any subject matter of this agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data. Gainfinancialwellness.com shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

General Representation and Warranty. You represent and warrant that (i) your use of the Website will be in strict accordance with this Agreement and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of the Website will not infringe or misappropriate the intellectual property rights of any third party.

Indemnification. You agree to indemnify and hold harmless gainfinancialwellness.com, its contractors, and its licensors, and their respective directors, officers, employees and agents from and against any and all claims and expenses, including attorneys’ fees, arising out of your use of the Website, including but not limited to your violation of this Agreement.

Miscellaneous. This Agreement constitutes the entire agreement between gainfinancialwellness.com and you concerning the subject matter hereof by the posting by gainfinancialwellness.com of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of the Website will be governed by the laws of the , excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the state and federal courts located in. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; gainfinancialwellness.com may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.

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